Discover what time can do
See how your portfolio could evolve while you keep contributing, and when it could reach your indicative target under these assumptions.
Your simulation
Your results
Your portfolio over time
How should I read this chart?
You are 25 years old and start with €50,000. If you continue contributing €500 per month, your portfolio evolves to approximately €754,803 in today’s purchasing power over 30 years, with a return of 8% in this scenario.
To fund annual expenses of €25,000 entirely from your invested portfolio, the 4% rule points to an indicative target portfolio of €625,000. In this scenario, you reach that target around age 52.
How can you reach your goal faster?
Your scenario
Your results
How much must your portfolio supplement each year?
€5,000per year
Your portfolio over time
How should I read this chart?
You want to spend €25,000 per year in this scenario. Your statutory pension covers €20,000 of that amount, leaving your portfolio to supplement €5,000 per year.
You start retirement at age 67 with €150,000 in available financial capital. With a return of 8%, that capital can provide the annual supplement throughout the full 30-year period in this scenario and ends at approximately €423,318 in today’s purchasing power.